If you need a quick $100-1500.00, and you have a job, a checking account and a verifiable residence, you will most probably be able to get a quick payday loan online. Using the internet takes a lot of the hassle and embarrassment out of getting a short term loan.
Most online pay day loan companies will charge $25.00 per $100.00 borrowed for usually around 15 days. There are a few, however, that charge less. If you check out enough different payday loan companies, you'll find that there are slight differences in the requirements to get loans, and that the ones that only charge $20.00 per $100.00 borrowed might be a little harder to get approved by, or may be slower in disbursing the money, so you'll have to weigh it out. You'll also find that some of these guys make it very difficult to find out what their charges are. A hint is to look for the APR disclosure link - that'll be their loan charges. Some payday loan companies, however, will tell you that you have to apply first to find out the cost of the loan. There are also some payday loan companies that claim to have your money to you in an hour. This may be so, but their terms may be a little tougher, and make sure you check out all costs involved.
Don't try to compare interest rates on these loans to a mortgage or credit card - $25.00 per $100.00 borrowed might seem a bit steep, but in reality you've got to weigh in the potential costs of what you'd be faced with if you didn't have the money. Many bounced check charges and late fees are just as much and even more, and have long-term repercussions. And hopefully, you're not doing this on a regular basis; it's emergency money, so you're going to have to pay for that convenience.
Most cash advance companies will get your approval done immediately, and will have the funds wired into your account the same or next day, and it will be cleared the following morning.
All of the major cash advance companies also have an extension option, so if your payback day comes and you can't make it, they'll extend the loan, usually up to 3 times.
Here are some online payday advance companies that we recommend:
Loan-Till-Payday.com: Instant Cash Loans
- The cash advance industry's #1 RATED company! Loan-till-Payday approves up to $1000 in 30 SECONDS! It's the money needed to
pay bills on time, and it’s fast, easy, and hassle free!
PayCheckToday.com
- Get up to $1000 by
tomorrow! No Faxing Required! Fill Out The Express Application - Approval in 30 Seconds - Apply Now!
DollarAdvance.com
- DollarAdvance.com provides short term cash advance payday loans when you need them most. Approval for your payday cash advance takes only minutes and funds will be available the very next day.
